I have a fairly active imagination. In other words, I’m a dreamer. It’s not a bad thing, except for that whole “loser” component that so often accompanies dreaming. Don’t get me wrong – I have a great job, and we don’t live in a van down by the river or anything. But I’m often up late at night just thinking stuff up. Most of it is rubbish, but every once in a while I come up with something that could be helpful.
Take a look at the pic above. I just got an idea while eating breakfast this morning and spent a few minutes sketching out what it might look like.
I got this idea because of my current job. I’m a claims adjuster. About 95% of what I handle are smaller water damage claims – pipe burst, water heater leak, toilet overflow. Generally losses that will cost less than $10k to repair.
What I hear every day is, “who can help me with these repairs?” If there is a covered loss that exceeds deductible, I can assign one of our approved vendors. If there’s no coverage, or the loss doesn’t exceed deductible (which is typically 1% or more in Texas!), that means your insurance company can’t help – but your house still needs to be fixed, right? What can you do then?
I can’t recommend anyone at that point. You have to find your own people and pay out of pocket, which kinda sucks. But what if there was a referal network that anyone could access – not just for home repairs, but for just about anything you could imagine? What if there was a network that existed simply to get people in touch with people who are willing to help?
I’m not talking for free, but maybe at a reduced cost, depending on what a person can or is willing to pay, compared to what a person is willing to do or provide.
Maybe this isn’t even all that original. Maybe I’m just dreaming. But maybe people who can help and who are willing to do so – sacrificially – actually exist. Maybe there are people in this world who just want to help, but don’t know who or how.
Maybe there’s something to this. It doesn’t have to be my idea, and I know others are doing similar things, and this isn’t even all that well thought out yet.
One thing I do know about myself – I love people and I love helping and most days after work I just come home and sit here. And think. I’d rather be doing – doing energizes us, it frees us to do even more. It changes other people’s lives and it changes us. I gives significance to the ones giving and receiving.
Yes – we all have our own laundry to do and yards to mow and kids to raise. But you could mow an elderly man’s lawn for free in no time. You could change the oil in a single mom’s car at very little expense to yourself – in time or money.
I think it’s time to take responsibility for those around us – to start meeting the needs of the people we drive right past 30 times a week. More than anything, I think it has to do with gratitude for the blessings I have been given, and wanting to be a good steward of those thing. It doesn’t have to be this idea, but I do think it has to be me - I want to help! How about you?